How much automobile insurance do I need?
Most states require you to have liability coverage. This insurance is divided into three categories:
1. Bodily injury liability - pays claims made against you if you injure or kill someone. It also covers family members living with you, and pays your legal fees if you re sued.
2. Property damage liability - pays claims made against you if you damage someone else s car or property.
3. Personal injury protection - pays your medical expenses and your passengers medical expenses if you re in another car or are walking.
Coverage that s not mandatory in most states but is good to have includes:
Collision coverage - pays for damage to your car caused by another car no matter who was at fault, or damage caused by any object .
Comprehensive insurance - pays for damage to your car from fire, theft, vandalism, and acts of nature (hail, wind, etc.).
Uninsured/underinsured motorist coverage - pays for you and your passenger s medical bills and any property damage caused by an uninsured, underinsured or hit-and-run driver.
Where can I get low cost automobile insurance rate quotes?
The easiest way to find low cost automobile insurance rate quotes is to go to an insurance comparison website. There you can get quotes from a number of insurance companies so you can compare them and get the cheapest rate.
Some of these sites even have an online chat feature where you can get answers to your insurance questions from an insurance expert. (See link below.)
Rates for the exact same insurance coverage can vary as much as $1,000 from one company to the next, so it pays to spend a few minutes online to get the cheapest quote you can.
Visit http://www.LowerRateQuotes.com or click on the following link to get low cost automobile insurance rate quotes from top-rated companies in your area and see how much you can save. You can get more car insurance tips by checking out their "Articles" section.
The author, Brian Stevens, is a former insurance agent and financial consultant who has written extensively on low cost automobile insurance rate quotes.
Bookmark it:
No comments:
Post a Comment